Federal Mortgage Estate
Wjvf+vf5, Katsina 820102, Katsina, Nigeria
About This Estate
in the quiet part of Katsina, Federal Mortgage Estate offers that sweet escape from the city's usual bustle. This gated community gives you that 'wahala-free' vibe the moment you pass the security post. The streets are laid out in a neat grid, lined with well-spaced bungalows and duplexes, many with their own flourishing gardens. You'll notice the distinct hum of generators and boreholes—a true Naija reality—ensuring life runs smoothly regardless of the public power supply. It’s a family-friendly area; you can hear children playing football in the evenings when the sun isn't so harsh. While it might not have the high-end finishes of Lagos estates, what you get here is solid, peaceful living with good neighbours. It’s a proper, no-frills home where you can truly settle down.
Price Range
Federal Mortgage Estate in Zamfara offers a solid, mid-range living option. It's a practical choice for civil servants and families seeking a wahala-free environment with decent security. The area is typically quiet, though you'll need a borehole and generator for steady water and power. You can find 3-bedroom bungalows here. For sale, prices range from ₦18 million to ₦25 million. Annual rent falls between ₦400,000 and ₦600,000. It's not a luxury estate, but it provides good value for a comfortable Naija life.
Property Type
The Federal Mortgage Estate in Zamfara offers a mix of housing. You'll find bungalows and a few storey buildings, mostly 3-bedroom units. Some serviced plots are also available for those who want to build. The estate is gated with basic security. Like many Naija estates, expect a borehole for water and a generator for the frequent power cuts. It's a practical, no-frills environment. Prices for a 3-bedroom bungalow here can range from ₦15 million to ₦25 million, depending on the condition. It's a decent, wahala-free option for a family.
Development Status
Federal Mortgage Estate in that part of Zamfara? Good choice. To be clear with you, that specific coordinate actually points to an area in Gusau, not Katsina. It's one of those well-planned government estates, but the development has been moving at a steady Naija pace. Right now, the estate is partially occupied. You have some completed and lived-in blocks, while other sections are still at various stages—some are just structures waiting for finishing touches. The roads within are mostly tarred, which is a plus. You'll find the usual necessities around the area: a nearby filling station, local 'mama put' spots, and easy access to the Gusau central area. For the future, there's talk of expanding further behind the existing plots, but that's still in the pipeline. My advice? Drive down and check the specific block you're interested in to see the exact situation with your own eyes.
Location Type
This is a residential estate in Zamfara State, near the Katsina border. It's a gated development by the Federal Mortgage Bank of Nigeria, offering a planned, wahala-free living environment. You can expect bungalows and duplexes here. As a federal housing project, the infrastructure like road access and power supply is typically more reliable than in many private estates, though a generator or inverter is still essential. The area provides a good balance of quiet living and community. For investors, properties here are a solid, mid-range option. A 3-bedroom bungalow could rent for around ₦350,000 per annum, while purchase prices are competitive for the security and planning offered.
Infrastructure Quality
Federal Mortgage Estate in Zamfara offers a decent, budget-friendly Naija living. The roads are mostly tarred but watch out for some patches. You'll rely on your borehole and generator, as public power supply is typical Nigerian. Internet connectivity from providers like Spectranet is fairly stable. Security is present with a perimeter fence and a resident-funded vigilante group. Maintenance is a collective effort; the residents' association handles issues. For about ₦8-10 million, you can get a 3-bedroom bungalow here. It’s a practical, no-frills estate for those who understand the local realities.
Key Features
Federal Mortgage Estate in Zamfara? Solid choice, my brother. This is a well-planned gated community, so you get that wahala-free living with good security. The roads are tarred and the layout is neat, very organised. You'll find decent amenities here – expect a reliable borehole system for water and, of course, you know the power situation, so a good generator is a must for backup. The houses, mostly 3-bedroom and 4-bedroom bungalows and duplexes, are built to last. For a good one, your budget should be around ₦25 to ₦35 million. It's a peaceful area, perfect for a family looking for a quiet place to settle down in Zamfara. You get real value for your money.
Community Features
Just so you know, the address you gave is actually in **Katsina State**, not Zamfara. But no wahala, let's talk about that Federal Mortgage Estate area. That estate is a solid, well-planned community off the Dutsinma Road. It’s a proper gated environment, so you get that peace of mind and wahala-free living. The layout is neat with good road access, and you’ll find a mix of bungalows and storey buildings. Around the area, you have easy access to the Umaru Musa Yar'Adua University and the Katsina Central Market. For your daily needs, there are local shops and supermarkets within a short drive. While it's a quiet estate, you can find social clubs and viewing centres not too far away, giving it that nice Naija balance between serenity and bustle. A solid choice for a family.
Nearby Landmarks
Okay, let's talk about Federal Mortgage Estate in Zamfara. It's a decent gated area off the Gusau-Funtua road, so you have easy access in and out. The place offers that wahala-free, family-friendly atmosphere many look for. Around the area, you'll find the popular Kauran Kimbi filling station for your fuel and generator needs. For shopping, the nearby Gusau Modern Market is your best bet for fresh produce and household items. Your daily basics can be handled at smaller shops and supermarkets along the main road. For healthcare, the Federal Medical Centre in Gusau is the major one people rely on. It's a solid choice if you want a secure, residential feel without being too far from the main hustle of Gusau town. The roads are fairly good, but like many places, have a plan for light and water.
Developer
See this Federal Mortgage Estate in Katsina? It's a solid choice for anyone looking for that peaceful, wahala-free living. This kind of estate is typically developed by the Federal Government through the Federal Mortgage Bank of Nigeria (FMBN). Now, FMBN's reputation is built on creating these affordable housing schemes across different states. Their main focus is helping civil servants and everyday Nigerians own a home. You'll find similar FMBN projects in states like Kano and Kaduna. The idea is to offer a decent, secure environment with basic amenities. Don't expect the fancy finishes of a private luxury estate in Lagos, but for the price point—which is usually very competitive, think in the range of ₦8-₦15 million depending on the unit—it offers real value. You get a proper plot in a gated community, which is a great start.
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