Federal Mortgage Bank Housing Estate
Crusher Area,federal Mortgage Bank Road,off, Ilorin-egbe-lokoja Rd, Nigeria
About This Estate
just off the bustling Ilorin-Egbe-Lokoja Road, this Federal Mortgage Bank Estate in Crusher Area offers a surprising pocket of calm. It’s that sweet spot where you get a proper gated community feel without being completely cut off from the main road's activity. The houses here have that solid, enduring look, typical of a Federal Mortgage project, promising less wahala for the owners. Life here is practical Naija living. You're close enough to the road to easily flag a cab or find a keke, but the estate itself provides that crucial security and order. Expect the familiar hum of generators and the reassurance of boreholes, making the regular power supply situation a manageable affair. It’s a solid, no-nonsense address for anyone who wants a peaceful home with easy access to the city's pulse.
Price Range
Located in Kogi State, this gated estate off the Ilorin-Egbe-Lokoja Road offers a solid, mid-range living option. It's known for being more organised and secure than many surrounding areas, providing a good wahala-free environment. Expect typical Naija estate features like a perimeter fence and likely a borehole. The property market here is active. You can find 3-bedroom bungalows selling between ₦15-25 million. Annual rents for similar houses fall between ₦300,000 to ₦500,000. It's a practical choice for families and civil servants seeking a balanced, comfortable lifestyle.
Property Type
This estate off Ilorin-Egbe-Lokoja Road is a solid, planned community. You'll find mostly 3 and 4-bedroom bungalows and duplexes here, many owner-occupied. Expect typical Naija estate living: perimeter fencing, a private borehole for water, and the hum of generators during power cuts. A few commercial shops are scattered within for basics. The area is more practical than flashy, offering a wahala-free environment compared to the main road. For investors, a 3-bedroom bungalow here could go for around ₦25 million. It's a decent, self-contained choice for a family in Kogi.
Development Status
If you're looking at the Federal Mortgage Bank Estate in the Crusher Area, it's actually one of the more established gated communities in that part of Lokoja. The estate is fully completed and occupied—no ongoing construction wahala. The houses are solid, mostly 3 and 4-bedroom bungalows, and the place is well-planned with good roads and drainage. For a family, it's a good pick. It's secure, has a reliable borehole water system, and the power supply is fairly decent compared to areas around. The key landmark is the big crusher plant just off the main Ilorin-Egbe-Lokoja Road. Once you turn onto Federal Mortgage Bank Road from there, the estate entrance is easy to spot. It’s a peaceful, family-friendly area with easy access to the town centre. Just know you'll still need a "I-better-pass-my-neighbour" generator for those occasional PHCN outages.
Location Type
This is a planned residential estate in Kogi. It's a gated community off the busy Ilorin-Egbe-Lokoja Road, giving it a more private, wahala-free feel. Houses here are mainly bungalows and duplexes. Expect standard Naija estate living: fairly regular power supply, but you'll need a generator for backup. Most homes have boreholes for water. Security is managed within the estate. For a relocating family, it offers a structured environment. A 3-bedroom flat could rent for around ₦400,000 per annum, while buying a similar unit might cost upwards of ₦15 million. It's a solid, practical choice.
Infrastructure Quality
Tucked off the bustling Ilorin-Egbe-Lokoja Road, this estate offers a quiet, gated alternative. The tarred internal roads are fairly good, a welcome relief from the surrounding area. Expect the standard Naija setup: you'll rely on a borehole for water and a generator for the frequent power cuts. Fibre internet from providers like Spectranet is available, a major plus. Security is manned, giving some peace of mind. The houses, built by the Federal Mortgage Bank, are solid, though some show their age. It’s a practical, no-wahala choice for those wanting structure away from the main road's chaos.
Key Features
The Federal Mortgage Bank Estate in Crusher Area, Kogi! That's a solid choice for anyone looking for that sweet spot between peace and accessibility. You're getting a proper gated community feel here, with good security that gives you peace of mind. The houses are well-spaced, and the roads within are decent – no major wahala. Being just off the Ilorin-Egbe-Lokoja Road means you can easily connect to the city centre and beyond. Expect the typical Naija estate setup: you'll likely have a borehole for water and need a generator or inverter for those times when public power takes a break. For a 3-bedroom bungalow here, you could be looking at around ₦25 million, depending on the condition. It's a practical, no-fuss kind of living.
Community Features
If you're looking for a solid Naija estate with that community feel in Kogi, the Federal Mortgage Bank Estate in the Crusher Area is a good bet. The location is prime—just off the busy Ilorin-Egbe-Lokoja Road, so you have easy access in and out. It's a gated community, which means less wahala with security. Inside, you'll find a proper residential layout. While you might not find big clubs, the social life is in the neighbourhood interactions. Expect to see kids playing and neighbours catching up in the evenings. The area relies on boreholes and generators, as is common, but the sense of community is strong. For landmarks, just tell anyone you're going to the Crusher Area near the Federal Mortgage Bank road—they'll direct you. It’s a practical, no-fuss choice for a family.
Nearby Landmarks
For a family looking to settle in Lokoja, the Federal Mortgage Bank Estate in the Crusher Area is a solid choice. It's a well-planned, gated community off the main Ilorin-Egbe-Lokoja Road, giving you that wahala-free vibe while still being connected. Right around the area, you have important landmarks like the Kogi Crusher quarry and the old Ganaja Village, which locals use for directions. For your daily needs, the Ganaja Market is not far, and you're close to the Kogi State Specialist Hospital for any medical issues. Getting into the main town is straightforward, and the estate itself usually has better amenities like boreholes and decent security. It’s a practical, peaceful area for a family.
Developer
If you're looking at the Federal Mortgage Bank Estate in Crusher Area, you know it's a solid government-backed scheme. The developer is the Federal Mortgage Bank of Nigeria (FMBN), the main agency for housing finance in the country. Their reputation is built on creating these kinds of affordable, structured estates for Nigerian workers. While they have similar projects in states like Abuja and Enugu, this Kogi offering gives you that official, planned layout. You get defined plots and a clear road network, which is a big plus. Just be ready for the typical Naija process—getting all your paperwork sorted with any government body can take some patience. But for a secure, long-term investment in that area, it's a credible option worth considering.
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